As one speak of RHB Bank, we do know that they are now among the list of top five banks in Malaysia. Understanding the potential of foreign markets with South East Asia, they’ve expanded their horizon and entered Hong Kong, Laos, Cambodia, Myanmar, Thailand, and lots of other countries. Feeling the importance to provide extra value, RHB Bank has begun to offer numerous kinds of financial services to organizations and individuals, such as credit card, corporate loan and personal loan.
Deposit Account & Self-Banking Services
One of the common yet essential services provided to individuals is deposit account and self-banking services. With competitive rate of interest and availability of CDM & ATM in the bank branches and various other strategic locations throughout Malaysia, account holders can take advantage of maximum savings return while at the same time connect to their bank account for deposit and withdrawal effortlessly anytime.
Plus, RHB also adopts digital transformation and has seen that it brought about an escalating market demand for credit cards. As research has shown that more and more people are likely to shop and perform transaction online nowadays, RHB Bank additionally made it practical for consumers to apply credit card online. The Bank is confident with their offering that they even urge consumers to review credit cards interest rate prior to making any commitment.
Feeling the need to close the gap between demand and supply, RHB Bank goes the extra mile and they have begun offering credit card services with multiple benefits in comparison to the other banks, such as cashback reward for card holders when they start to buy more using credit card.
Despite that, RHB Bank is aware of the simple fact that offering credit cards and savings accounts don’t seem to be enough. Presently, acquiring assets like cars and real estate will require the majority to acquire a good loan scheme. Thus, RHB has reformulated their loan structure to be able to provide the lowest interest rate as is practicable for a variety of kinds of loans, including personal loan. Plus, insurance services, unit trust, and even financial investment can also be made.
Corporate Banking Facilities
For entrepreneurs and corporate organizations, there’re able to connect with RHB Bank for corporate banking facilities. Businesses may apply for commercial loans if they’re interested, and additionally they can also engage in other sorts of corporate banking facilities. As some businesses requested, RHB Bank even offers online cash management services.
SMEs really can make use of the range of services provided by RHB Bank, especially when it involves taking loans to boost cashflow and further develop the business. RHB Group in addition has begin innovating by providing retail solutions to those who needs it, for example e-commerce players.
Notwithstanding, the bank hasn’t lost focus on Syariah-compliant financial instruments. That is principally due to high demand by the customer in Malaysia. With that in mind, banking facilities that follow the minimum Syariah requirement which include Islamic treasury, Islamic corporate banking, unit trust, and wealth management services are increasingly being introduced.
A huge 24 annual brand value growth appear to have been seen by the Bank in 2016, which places them as among the 5 top domestic banking players. Seeing the forthcoming market growth potential, RHB Bank has equipped themselves with a more rigorous and efficient tactics to further boost their value and share of the market in the immediate future.